⭐ Get Bot Access

Take control of your salary.

No more complicated spreadsheets. Masroufi is the #1 app to split your expenses, track your debts and projects, and save money intelligently every month.

📱 Download (Free) 💬 WhatsApp Bot

* Available on Google Play Store.

Interface de Masroufi

+1,000

Active users

4.9/5

Play Store rating

100%

Secure & Private

3 Languages

FR / AR / EN

Explore all features

Tableau de bord Masroufi
🌟 FLAGSHIP FEATURE

Financial Clarity at a Glance

Discover the heart of your budget management with the Masroufi Dashboard. Our intuitive interface gives you a clear and global view of your financial situation — so you can take control of your money like never before.

What You'll Love:

  • 📊
    Instant Global Overview: A clear, colorful pie chart shows exactly how your money is split between income, charges and wallets.
  • 💡
    Visualize Your 'FREE FLOW': No more surprises! See at a glance how much money you have left after all fixed expenses.
  • 🔄
    Flexible Wallets: In Cumulative mode, unspent money rolls over to the next month for your long-term projects.
  • 🚫
    "SOS" Internal Loan: Avoid overspending! Temporarily transfer funds between your wallets when needed.
  • 💰
    End-of-Month Reserve: Save automatically by transferring your wallet leftovers into a secure reserve.

🚀 Take control of your financial future today with Masroufi!

Masroufi Wallets
💡 TOTAL CONTROL

The Smart Envelope System

Say goodbye to budget overruns! The envelope method reinvented: create Wallets for each spending category and track every cent with surgical precision.

Key features:

  • 🛍️
    Budget Caps: Set a budget for Groceries, Going Out or Fuel and track the progress gauge in real time.
  • 📈
    Detailed Analytics: Dive into your spending history with interactive charts (Day, Month, Year).
  • 🐷
    Cumulative Savings: Didn't spend everything? The remainder rolls over intelligently to the next month to fund your goals.
  • 🚑
    The "SOS" Innovation: Running short at checkout? The system detects the gap and instantly lets you borrow from one of your other envelopes!

🎯 Surgical precision tracking — never end the month in the red again.

Espace Freelance Masroufi
💼 EXTRA INCOME

The #1 Built-in Freelance Manager

Have side income? Masroufi includes a full professional space to manage your projects, clients and payments all in one place.

What you can do:

  • 🚀
    Project Creation: Centralise your client information, define a total budget and delivery deadline.
  • 📝
    Task Management: Break your work into sub-tasks (with urgent alerts 🔥) and validate them as you go.
  • 💰
    Smart Collection: Received a partial payment? The app covers your business costs (Capital) first before calculating your net profit.
  • 🪄
    Magic Distribution: Automatically split your freelance profits into your personal Wallets (Groceries, Savings) in one tap.

🗄️ Also includes a complete archiving and history system!

Masroufi Credits
⚖️ FINANCIAL BALANCE

Master Your Debts & Repayments

Visualise the real weight of your commitments. Whether a bank loan or a friend's debt, Masroufi calculates the final deadline and the monthly budget impact for you.

Transparent management:

  • 🏦
    Bank Credits: Automate your monthly payments. The system creates a fixed charge and simulates repayment month by month.
  • 🤝
    Personal Loans: Track your personal loans with clear deadlines and contact information (encrypted bank details included).
  • 🔒
    Maximum Security: Sensitive information such as bank details is encrypted before being saved.
  • End Estimate: See exactly how many months remain until you are completely debt-free.

✅ Never lose track of your repayments again!

Masroufi Transaction History
📜 FINANCIAL MEMORY

Track Every Penny

Never wonder where your money went again. Masroufi keeps a detailed record of every financial movement, letting you analyse your spending habits over any period.

Smart search:

  • 🗓️
    Date Filters: Select a precise date range (From/To) to isolate expenses from a trip or a specific month.
  • 🔍
    Precise Sources: Filter by type (Wallets, Fixed Charges, Freelance) or by envelope name for an instant result.
  • 🎨
    Colour Coding: Instantly identify the nature of each transaction (Orange for charges, Green for freelance, Blue for wallets).
  • 📊
    Automatic Calculation: The system calculates the exact total of your selection, helping you adjust future budgets.

💡 Knowing exactly what you've spent is the first step towards financial freedom.

Masroufi Debtors
💰 GET YOUR MONEY BACK

Never Lose Track of a Loan Again

Masroufi turns personal loan management into an automatic, stress-free process. Track every repayment and know exactly who owes you what, and when.

Smart lending tools:

  • 📅
    Smart Monthly Reminders: The app automatically alerts you at month-end to confirm receipt of expected instalments.
  • 🔄
    Repayment Modes: Choose between monthly instalments or a fixed "One-Shot" deadline.
  • 🛡️
    Safe Deletion: Can't accidentally delete a debt. The app warns you if there's still a balance to collect before deleting.
  • 📂
    Full Archiving: Once repaid, your loans are moved to a clean history to keep a record of your generosity.

🤝 Manage your financial relationships with clarity and professionalism.

What our users say 🌍

★★★★★

"The SOS wallet feature saved me multiple times. I never go over budget anymore. Best finance app I have used."

Amine
Amine B.
Casablanca 🇲🇦
★★★★★

"I use the WhatsApp bot every single day. I just send a message and my budget updates instantly. Game changer for someone living abroad!"

Karim
Karim D.
Paris 🇫🇷
★★★★★

"As a freelancer in Dubai, managing projects and personal expenses was a nightmare. Masroufi solved everything in one app."

Sara
Sara M.
Dubai 🇦🇪
★★★★★

"تطبيق رائع ! أتابع ميزانيتي عبر واتساب بكل سهولة. أنصح به كل شخص يريد التحكم في مصاريفه اليومية."

Omar
Omar T.
Tunis 🇹🇳
★★★★★

"The debt tracker is a game changer. I know exactly who owes me what and the app reminds me automatically every month."

Lina
Lina K.
London 🇬🇧
★★★★★

"Simple, secure and available in 3 languages. The WhatsApp bot replies in French, English and Arabic. Incredible!"

Youssef
Youssef M.
Amsterdam 🇳🇱

You use Masroufi?

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Your questions, answered

🔒 Is my data shared with anyone?

No, never. Your financial data is stored securely and never sold to third parties. Protecting your privacy is our absolute priority.

📱 Does the WhatsApp Bot work on iPhone?

Yes, perfectly! The WhatsApp bot is independent of your device. It communicates directly with our servers to update your budget — whether you are on iOS or Android.

💰 Is the app really free?

Yes, all budget management, wallets and debt tracking features are 100% free. Only the WhatsApp Bot requires a Premium subscription to cover infrastructure costs.

✨ PREMIUM FEATURE

Manage your budget
by simple message

No need to open the app. Send a WhatsApp message and your budget updates automatically in real time.

TRY IT LIVE — Interactive Demo
🤖
Masroufi Bot
online
💡 Try: "1 — Report" · "2 — Wallets" · "7 — Quick Action"
💸
Log an expense instantly
Type "20 lunch" → your wallet updates in seconds
📊
Check your balance
Type "balance" → full report in 2 seconds
💳
Pay your bills
The bot lists your unpaid charges — validate with one number
🌐
3 languages supported
The bot replies in French, English and العربية
📱
iOS, Android & Desktop
Works on any device — all you need is WhatsApp
PREMIUM ACCESS ONLY

Unlock the WhatsApp bot with a monthly subscription. Cancel anytime.

⭐ Get access →
⭐ PREMIUM VIP

Level up your finances

Manage your entire budget by simple WhatsApp message. The AI does the rest.

🤖
AI WhatsApp Bot
Send your expenses by message, the bot updates everything instantly
📊
Instant Reports
Ask your balance any time, answer in 2 seconds
🚫
Zero Ads
100% clean experience, zero distraction
☁️
Cloud Backup
Your data secured and accessible everywhere
⚡ EARLY ACCESS — LIMITED SPOTS

Get your WhatsApp Bot
activated today

Pay once a year. We activate your bot manually within minutes.
Works on iPhone, Android, Mac — anywhere you have WhatsApp.

✨ VIP Early Access
€7.85/month = €94.20/year
29
per year — that's only €2.40/month
You save 69% — price locked forever 🎉
💬
Unlimited WhatsApp bot messagesLog expenses, check balance, pay charges — by message, 24/7, on any device
📊
Full budget dashboard + monthly reportsIncome, free flow, wallets, charges — your complete picture in 2 seconds
👛
Unlimited smart walletsGroceries, Savings, Dining, Travel — as many budget envelopes as you need
💳
Debt, credit & freelance trackingWho owes you what, bank repayments, client projects — all managed by message
🚫
Zero ads — foreverPremium users never see a single ad. Clean, fast, distraction-free
☁️
Secure cloud backupYour data encrypted on Firebase and accessible everywhere
🔥 Pre-launch price only. Goes to €7.85/month at official launch.
Enter your email first
We send you the activation instructions to this email right after payment.
🔐 PayPal Buyer Protection · Cancel anytime
How activation works
01 Pay €29 via PayPal
02 You receive an email from contact@masroufi.org — check inbox & spam
🔐 PayPal Buyer Protection 📱 iOS, Android & Desktop ❌ Cancel anytime

Ready to take control of your finances?

Join thousands of users who already manage their money smarter with Masroufi.

📱 Download Masroufi (Free) 🚀 Activate WhatsApp Bot